You may feel disoriented and overwhelmed after a car accident. Your actions immediately after a car accident, whether it is a minor collision or a serious one, can have a significant impact on any subsequent insurance claim or legal case. Many people make costly but simple mistakes which can reduce their chances of receiving the compensation they deserve.
Here are the top mistakes you should avoid following a car crash:
1. Do Not Call the Police
It’s still important to report the accident, even if it seems minor. The police report is a neutral third-party account that can be very useful if you have a dispute over fault or damages. Your case could end up being a “he says, she says” situation without it.
2. Accepting Fault on the Scene
After an accident it’s only natural to want apologize, especially if there was injury or distress. Saying “I’m Sorry” may be taken as an admission of fault, even if it’s not your fault. When speaking to the other driver, police or witnesses, stick to the facts. Let the investigation determine who is at fault.
3. Fail to document the scene
Take pictures and video at the accident scene if you are physically able. Take pictures of the vehicles, surrounding area, traffic signs, road conditions, plates and visible injuries. These evidences can prove crucial to your later version of the events.
4. Skip Medical Attention
It’s important to see a doctor even if you don’t feel any pain. Whiplash, internal bleeding or concussions are some of the injuries that may not present symptoms right away. Delaying medical attention can harm your health and give insurance companies an excuse to claim that the accident did not cause your injuries.
5. Do not follow doctor’s orders
It’s important to follow the instructions of your doctor once you start treatment. Legal cases can be impacted by ignoring medical advice, skipping appointments or stopping treatment too early. Insurance adjusters and opposing attorneys might argue that your injuries were not serious or that you made it worse by failing to take care of yourself.
6. You Can’t Give a Recorded Declaration Too Soon
Insurance companies might ask you to record a statement soon after an accident. It is not mandatory to make a statement immediately, and it can be dangerous to do so without knowing your rights. You could accidentally say something which can be used against you in the future. Before making an official statement, it’s important to consider all your options.
7. Posting about the accident on social media
Sharing your experience via Facebook, Instagram or Twitter might seem natural, but it’s not a good idea. Insurance companies and attorneys from the opposing side often search social media accounts to find anything that can be used against your claim. A seemingly innocent comment or photo could be used out of context to question your credibility and the severity of your injuries.
8. Accepting a quick settlement
The insurance company may offer you a quick settlement in order to end the case quickly, sometimes before you know the full extent or your injuries and vehicle damage. Accepting an offer too early can lead to unpaid bills and ongoing health issues that are not covered. Before accepting any offer, be cautious and ensure you fully understand the impact on your long-term health.
9. Do not collect witness information
Try to find out the names and contact details of any witnesses. They can give unbiased accounts to support your version of the events. This can be an asset in legal proceedings and insurance negotiations.
10. You Can’t Wait Too Long Before Acting
Each state has a statute for filing an auto accident claim. You could miss out on compensation if you delay too long. Evidence can also disappear over time, as memories fade and your case becomes more difficult to prove.
Final Thoughts
It’s important to know what you should do following a car crash. The right steps, and avoiding the wrong steps, can make a huge difference to your health, financial situation, and legal rights. Be calm, smart and patient. Your decisions in the aftermath may affect you for many months, or even years.
This post was written by a professional at Jeanette Secor, PA Attorney At Law.
For over 20 years, the law office of Jeanette Secor, PA in St. Petersburg, FL, has been the go-to choice for those seeking justice after an personal injury lawyer st. petersburg fl. Renowned as the best attorney for slip and falls, Jeanette Secor has a proven track record of successfully representing clients in car accidents, motorcycle accidents, and slip-and-fall incidents.
